The four verification tiers

The ladder

Four tiers, in order. Each one requires everything the tier below it requires, plus its own additions. Listing the full set at each tier rather than only the increment means an account that is downgraded and then upgraded again cannot skip a step that was never actually met.

• Unverified — no evidence on file. Not a weak tier; the absence of one.
• Bronze — email confirmed, phone confirmed, Ghana Card checked
• Silver — the above, plus a selfie matched to the ID and a bank account matched to the verified name
• Gold — the above, plus the property inspected or video-verified

What each proof is for

The requirements are not a list of hoops. Each one closes a specific hole.

• Email — a reachable address for notices
• Phone — a Ghanaian number that answers
• Ghana Card — a real, named person stands behind the account
• Selfie matched to the ID — the person holding the card is the person using the account
• Bank account matched to the name — rent goes to the verified person, not a third party. This is the check an agent cannot pass.
• Inspection — someone has confirmed the place exists and is as described

A tier cannot be bought

There is no payment that raises a tier, and no plan that includes one. A tier can only be granted when the evidence behind it is recorded against the account.

That rule is enforced twice: in the review logic, and independently in the database, which refuses to approve a request when the underlying checks are not all recorded. A requirement that lived only in the review screen would be a requirement the review screen could skip.

Accounts and properties are verified separately

A person carries a tier and so does a property. They are different claims: one is about who you are, the other is about a building.

When a property's tier is approved, the evidence checked is the property owner's. Approving gold on a property therefore still depends on a real person having passed every check.